One of the biggest advantages of working in the UAE is that there is no personal income tax — your gross salary is effectively your take-home pay. But your contract usually splits that figure into basic salary plus housing, transport and other allowances, and this split matters because end-of-service gratuity is calculated on the basic salary only.
Our free UAE salary calculator breaks your monthly package into basic and allowances using typical UAE ratios, shows your effective take-home pay, and estimates your end-of-service gratuity based on UAE Labour Law (21 days’ basic pay per year for the first five years, 30 days per year thereafter).
Use it to understand a job offer properly, compare packages where one has a higher basic and another more allowances, and plan your savings. Because the UAE levies no income tax, your net pay is your gross — but the basic/allowance split still affects your gratuity and any loan eligibility.